Policy 4.09 - Packaging

When a student applies for financial aid, the funds will usually come from more than one source.  This combination of financial resources is referred to as packaging. 

 Definition of Financial Need  

 Students are packaged for financial aid based on the student’s financial need. Financial need is determined by a student’s Expected Family Contribution (EFC) as compared to SCC’s Cost of Attendance (COA).  To meet with federal regulations, SCC defines the neediest students as those whose EFC equals zero.  

 Enrollment Status  

Credit Hours Enrollment Status
Full Time:12 or more credit hours 
¾ Time:9-11 credit hours  
½ Time:6-8 credit hours 
Less than ½ Time: 1-5 credit hours


Revised: July 13, 2020

Reviewed: May 4, 2020